Get Educational Loan With Navam Fincorp

Lowest Interest Rates – Calculate EMI – Check Eligibility – Instant e-Approval – Special Offers

7.70% P.A. ONWARDS.

Features & Benefits of Loans

Here is an exhaustive list of all the fees and charges to be paid for the home loan.

100% Transparency

Prepayment of Loan permitted. No prepayment charges under floating rate option

Quick and Easy Disbursals

Simplified application form/procedures for convenience of customers, and speedy approvals.

Quick approval

Get sanction at very affordable interest rates.

About Educational Loan

An education loan is a sum of money borrowed to finance post-secondary education or higher education-related expenses. Education loans are intended to cover the cost of tuition, books and supplies, and living expenses while the borrower is in the process of pursuing a degree.

Eligibility Criteria

Indian resident, between 16 and 35 years of age
Self-employed persons
Co-applicant is mandatory for all full-time programs
India or Abroad through Entrance Test/ Merit Based Selection process
Student should have secured admission to a higher education course

Frequently Asked Questions

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Can Repayment be Customized?

Highly flexible – maximum 30 yrs. including moratorium period upto 36 months (max.) in monthly installments, including Bank’s approved projects. Loan to be normally repaid before date of retirement in case of salaried persons and before attaining 70 years of age in case of others. Repayment upto 70 years also allowed to salaried employees having assured post retirement income

What is security for home loan?

Mortgage/Equitable Mortgage (1st charge) on land/flat/house. Third Party guarantee (if mortgage could not be created before or at the time of disbursement).

What are the special features of our home loan?

Free Personal Accident Insurance cover for the borrower (covering accidental death as well as permanent total disablement) as per terms of insurance policy covering loan outstanding as on the date of accident(Renewal at the discretion of the Bank).
Life Insurance cover to housing loan borrowers , at affordable premium against risk of death during tenure of loan under Group Insurance Scheme in tie up with Star Union Dai-Ichi Insurance Co. Ltd. at borrower’s own expenses & option.
Loan furnishing the house/flat at a rate of interest as applicable to housing loan under the scheme
Loan for installation of Solar PVs at home loan ROI

Can I pay off my loan early?

You can pay off early. Doing so will save you on interest and put a few extra money to spend in your pocket each month. Paying off debt is generally good for your finances—and good for your credit.