Loan Against Property With Navam Fincorp

Lowest Interest Rates – Calculate EMI – Check Eligibility – Instant e-Approval – Special Offers

7.70% P.A. ONWARDS.

Features & Benefits of Loans

Here is an exhaustive list of all the fees and charges to be paid for the home loan.

High valueable loans

The loan is available at very competitive rates of interest, currently available in the industry.

Easy Loan Repayment

Option for different EMI amounts for different periods during tenure of loan to suit customer’s repayment capacity

100% Transparency

Prepayment of Loan permitted. No prepayment charges under floating rate option

Quick and Easy Disbursals

Simplified application form/procedures for convenience of customers, and speedy approvals.

Secure your loan

Life Insurance Cover to borrowers for Loan Protection and To avail loan for your dream home, just give a missed call on 9873800787

Attractive Rates of Interest

Interest is calculated on daily balance basis which is of great advantage to customer as it results in lower interest amount.

About Loan Against Property

No matter how long the Loan Against Property path is, ease it with Navam Fincorp. We provides you with quick and completely transparent loans.

Eligibility Criteria

Salaried employees
Professionals
Self-employed persons
NRIs
HUF, and Prop. Firm
Partnership firms and corporate

Purpose

Both residential and commercial properties.
To renovate/extend/repair existing house/flat.
To purchase a plot of land for construction of house
To use the money for various personal as well as business purposes

Frequently Asked Questions

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Can Repayment be Customized?

Highly flexible – maximum 30 yrs. including moratorium period upto 36 months (max.) in monthly installments, including Bank’s approved projects. Loan to be normally repaid before date of retirement in case of salaried persons and before attaining 70 years of age in case of others. Repayment upto 70 years also allowed to salaried employees having assured post retirement income

What is security for home loan?

Mortgage/Equitable Mortgage (1st charge) on land/flat/house. Third Party guarantee (if mortgage could not be created before or at the time of disbursement).

What are the special features of our home loan?

Free Personal Accident Insurance cover for the borrower (covering accidental death as well as permanent total disablement) as per terms of insurance policy covering loan outstanding as on the date of accident(Renewal at the discretion of the Bank).
Life Insurance cover to housing loan borrowers , at affordable premium against risk of death during tenure of loan under Group Insurance Scheme in tie up with Star Union Dai-Ichi Insurance Co. Ltd. at borrower’s own expenses & option.
Loan furnishing the house/flat at a rate of interest as applicable to housing loan under the scheme
Loan for installation of Solar PVs at home loan ROI

Can I pay off my loan early?

You can pay off early. Doing so will save you on interest and put a few extra money to spend in your pocket each month. Paying off debt is generally good for your finances—and good for your credit.